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Q: Is studying abroad expensive?

Costs depend on the country, university and program. In Germany, studies at public universities are free (apart from a semester fee of approx. 200-400 EUR), while in the USA, tuition can reach 65,000 USD per year. It's worth looking for scholarships, grants, and work opportunities that can cover up to 100% of the costs.

Studying abroad is becoming an increasingly popular choice among young people who dream of gaining an international education and new experiences. In the academic year 2025/2026, the number of international students worldwide exceeds 6.4 million, and this upward trend has continued uninterrupted for a decade. The decision to attend a foreign university opens many doors but also requires careful preparation. Why should you consider studying abroad? What are the benefits of an international education? In this guide, we will answer these questions and outline the key steps to effectively plan your education abroad.

Why study abroad?

Studying abroad is not just about earning a prestigious degree; it’s also a unique opportunity for personal, professional, and linguistic development. More and more students from Poland are choosing this path, recognizing the numerous benefits that come with an international educational experience.

Benefits of an international education

Studying abroad primarily offers the chance to learn at renowned institutions that provide modern educational programs and access to outstanding specialists in their fields. The multicultural environment of foreign universities allows for the acquisition of valuable soft skills, such as collaboration in international teams, problem-solving in diverse settings, and building professional relationships. According to OECD data, the number of international students worldwide grows by approximately 5% annually, indicating a rising interest in studying abroad. Furthermore, graduates of foreign universities often gain an advantage in the job market due to the prestige of their alma maters and their global connections. If you’re interested in the best universities in the USA, we recommend checking out our guide to the Ivy League – a group of eight top American universities.

Language development

Studying in a foreign country is one of the best methods for language acquisition. Whether you choose an English-speaking university or one that conducts classes in the local language, daily contact with a new culture and language will help you quickly achieve a high level of proficiency. For example, in countries like the Netherlands or Sweden, most master’s degree programs are taught in English, allowing students to learn in an international environment without needing advanced knowledge of the local language. Additionally, many universities offer language courses for their students, facilitating acclimatization and daily communication. Research shows that individuals who learn a foreign language through immersion achieve fluency up to twice as fast as those learning in traditional settings. If you plan to study in English, read our guide on the TOEFL exam – one of the most commonly required language certificates.

Better career prospects

Studying abroad opens doors to international job markets. Many foreign universities collaborate with global companies, offering students access to internships, practical training, and mentoring programs. Moreover, a diploma from a prestigious foreign university can be a key asset on a CV, especially in the eyes of employers operating in the global market. Examples:

Students at Harvard regularly participate in internships organized by Fortune 500 companies such as Google, Microsoft, and Goldman Sachs.
In Canada, students have the opportunity to work on or off-campus thanks to open visa policies, allowing them to gain professional experience even while studying.

Additionally, many countries offer programs that allow graduates to stay and work for several years after completing their studies, increasing their chances of finding employment and developing their careers. Read about career prospects after the Ivy League to learn what opportunities studying at top universities can open up.

How to choose a university abroad?

Choosing the right university abroad is a crucial step that requires considering many factors. Whether you are interested in studying in Europe, North America, or Asia, it’s worth analyzing several important aspects to find the program best suited to your needs and goals.

Popular study destinations abroad

Some countries are particularly popular among international students due to their high quality of education, diverse programs, and relatively affordable financial conditions. Here are a few examples:

United Kingdom: Famous for universities like Oxford and Cambridge, offering a wide range of English-taught programs.
Germany: Attracts students with no tuition fees at many public universities, even for international students.
United States: Known for the world’s best universities, such as Harvard, MIT, and Stanford. Learn more about the cost of studying in the USA and opportunities to study for free.
Netherlands: Popular due to English-taught programs and relatively lower living costs compared to the UK.
Australia: Universities like the University of Sydney offer extensive opportunities in natural sciences and technology.

Each country has its unique advantages, so it’s important to consider your own educational and career goals.

What to consider when choosing a university?

Choosing the right university requires a thorough examination of available options. Here are the most important criteria to consider:

University rankings: International rankings, such as QS World University Rankings or Times Higher Education, can be a good starting point. High positions in rankings often indicate a high level of education and an excellent reputation of the university in the job market.
Cost of living and tuition fees: Tuition and living expenses vary depending on the country and city. In Germany, tuition is often free, while in the USA, costs can be as high as 60,000 USD per year at top universities (academic year 2025/2026). Check our detailed guide on Harvard’s costs.
Degree programs: Check if the university offers your desired field of study and what specializations are available. It’s also worth familiarizing yourself with the curriculum and student reviews.
Support for international students: Ensure that the university offers assistance with the acclimatization process, e.g., language courses, visa support, or career counseling.
Internship and job opportunities: Some universities have extensive networks of cooperation with companies that can help you gain practical professional experience even while studying.

How to check a university’s reputation?

A university’s reputation is very important, especially if you plan to work in an international environment. Here are a few ways to assess it:

International rankings: In addition to QS and THE, it’s worth noting the Academic Ranking of World Universities (ARWU), which focuses on universities’ research achievements.
Student reviews: Online forums and portals, such as StudyPortals, contain student reviews that can help assess campus life and teaching quality.
Professional networks: Check where graduates of a given university work using platforms like LinkedIn.

Costs of studying abroad and ways to finance them

The decision to study abroad comes with costs that depend on the country, university, chosen program, and standard of living in that location. Although studying in some countries may seem expensive, many funding opportunities make studying abroad more accessible.

Average costs in popular countries (academic year 2025/2026)

The costs of studying abroad primarily include tuition fees, accommodation, food, study materials, and additional expenses such as transportation and health insurance. Below are estimated costs in popular countries:

United Kingdom:
- Tuition: from 15,000 to 30,000 GBP per year for non-UK students (after Brexit, EU students, including those from Poland, pay international rates).
- Living costs: approx. 12,000–15,000 GBP per year, depending on the city (London is the most expensive).
Germany:
- Tuition: Free at most public universities, apart from a semester fee (from 200 to 400 EUR).
- Living costs: approx. 950 EUR per month, with Munich and Frankfurt being more expensive.
United States:
- Tuition: from 25,000 to 65,000 USD per year, depending on the university and program (Ivy League universities are among the most expensive). Detailed information can be found in our guide to the costs of studying in the USA.
- Living costs: from 12,000 to 22,000 USD per year.
Netherlands:
- Tuition: approx. 2,530 EUR per year for EU students (for bachelor’s studies, 2025/2026).
- Living costs: approx. 900–1,300 EUR per month.
Australia:
- Tuition: from 20,000 to 45,000 AUD per year.
- Living costs: approx. 1,700 AUD per month.

Ways to finance studies abroad

For many students, the costs associated with studying abroad can seem like a barrier, but there are many solutions to help minimize them. If you are interested in studying in the USA, be sure to read about scholarships for Poles to study in the USA and opportunities to study in America for free. If you are thinking about Europe, check out our guide to scholarships for studying in Europe.

Scholarships and grants

Scholarships are one of the best sources of funding for studying abroad because they do not require repayment. They are offered by governments, international organizations, and universities themselves.

Erasmus+ Program: For EU students, it covers study and living costs in one of the program countries.
DAAD (Germany): The German organization offers scholarships for international students at various study levels.
Fulbright (USA): A program for students interested in master’s studies and research in the United States.
University merit-based scholarships: Based on academic results, e.g., at Oxford University or the University of Amsterdam.

Work during studies

Many countries allow international students to take part-time jobs, which helps cover some living costs:

United Kingdom: Possibility to work up to 20 hours per week.
Germany: Students can work up to 120 full days per year.
Australia: Work limit is 48 hours per fortnight.
United States: On an F-1 student visa, you can work on campus up to 20 hours per week.

Student loans

Some countries offer student loans with preferential interest rates, which can be repaid only after graduation. An example is the British student loan system, which allows tuition fees to be paid after reaching a certain income level.

How to save money while studying abroad?

In addition to using funding programs, it’s also worth remembering a few tips to help reduce expenses:

Choose public universities in countries where tuition is low or free, such as Germany or Scandinavia.
Apply for local and international scholarships – many organizations offer support to students from Poland.
Consider studying in cities with lower living costs, rather than expensive metropolises.
Take advantage of student offers for transport, food, or culture, which are often available in European countries.

Application process for studying abroad

The application process for studying abroad can seem complicated, but proper preparation and familiarity with the recruitment stages can help avoid stress and increase your chances of success. Each country and university has its specific requirements, but there are universal steps that apply almost everywhere.

Admission requirements

Every university sets specific requirements for candidates, which may vary depending on the country and program. Most commonly, these include: first, proof of proficiency in the language of instruction. If the chosen program is taught in English, universities usually require certificates such as IELTS or TOEFL, and sometimes also local language exams. Another element is academic documents, such as a Matura Certificate (Polish high school leaving certificate) or a diploma from a previous educational stage. Prestigious universities require a high average GPA, which should be considered when planning earlier stages of education.

For studies in the USA, SAT exam scores can be crucial, and the application process itself is multi-stage and requires careful preparation. Application essays and letters of recommendation from teachers are equally important elements of the application. In your statement of purpose, you should demonstrate why the chosen university and program are suitable for you and how your skills and experience align with their requirements.

Application deadlines

Each country and university has its own recruitment calendar, so adhering to deadlines is crucial. In the UK, applications for undergraduate studies are submitted through the UCAS system, with the deadline usually in January (or October for universities like Oxford or Cambridge). In Germany, the application process often runs until the end of July for the winter semester and until January for the summer semester.

Some universities, especially in the United States, use Early Decision or Early Action systems, where applications are submitted in early November, and results are known before the end of the calendar year. Regular Decision applications are usually submitted by January 1st. You can find more on this topic in our guide to Common App.

Visa formalities

Applying for studies abroad often involves obtaining a student visa. In countries such as the USA or Australia, this requirement is standard, and the visa application process requires preparing appropriate documents, such as an acceptance letter from the university, proof of financial means, and health insurance. In the United States, an F-1 visa is required, which involves an interview at the embassy. In the United Kingdom, students must apply for a Student Visa, which allows them to study and work limited hours during breaks. It’s advisable to start the visa procedure immediately after receiving the acceptance letter from the university, as waiting times can be several months in some countries.

Student life abroad

Studying abroad is not just about learning, but also about living in a new environment, which brings unique experiences and challenges. Preparing for life in a foreign country is just as important as the recruitment process itself. Student life varies depending on the country and university, but many international educational institutions provide a wide range of support for their students. From assistance with finding accommodation to organizing integration events – universities make efforts to ensure students feel part of the community. The first few days in a new country can be difficult due to culture shock. However, it’s worth remembering that many universities offer psychological support, and student organizations help with the acclimatization process. Students can join clubs and associations, which facilitates making new acquaintances and building networks.

Work and internships during studies abroad

Studying abroad is not only about gaining knowledge at university but also an opportunity to acquire practical professional experience. Many countries allow international students to work part-time, which helps cover some living costs, develop skills, and build a CV.

Work opportunities for students abroad

In most countries, international students can legally work, although the number of hours is usually limited. For example:

United Kingdom: Students with a Student Visa can work up to 20 hours per week during term time and full-time during holiday breaks.
Germany: The law allows working for 120 full days a year or 240 half-days. Work at universities (e.g., as a research assistant) is not subject to these restrictions.
Australia: Students can work up to 48 hours per fortnight, which is an ideal solution for those who want to combine study with employment.
United States: The F-1 visa allows on-campus work only during the first year of study, after which students can apply for off-campus work authorization through programs such as OPT (Optional Practical Training) or CPT (Curricular Practical Training).

Taking on a job during studies not only helps finance education but also provides valuable experience in an international work environment.

Internships and professional placements

Many students abroad choose to participate in internships and placements, which are often part of the degree program or an additional element for career development. In countries like Germany, the Netherlands, and Canada, internships are often mandatory and organized in cooperation with universities. Universities maintain close relationships with international companies, which increases students’ chances of securing prestigious positions. In the United States, programs like OPT and CPT allow students to gain professional experience during or immediately after completing their studies. For STEM (Science, Technology, Engineering, Mathematics) students, the OPT work period can be extended up to three years. It’s worth noting that internships often lead to permanent employment – employers are keen to retain students who have already gained experience within their structures.

How to find a job or internship?

Finding a job or internship abroad can be challenging, but universities offer extensive support in this regard. Many universities have dedicated career services offices that help students with:

Writing CVs and cover letters tailored to the local job market.
Organizing meetings with employers during career fairs.
Connecting students with companies offering internship and placement programs.

Additionally, it’s worth using platforms such as LinkedIn, Glassdoor, and Indeed, which offer job opportunities for international students.

Does working during studies affect academic performance?

Research shows that students who work limited hours often perform as well as or even better than their peers. Work helps develop time management skills, increases engagement, and provides motivation for effective study organization. However, it’s important to ensure that work does not interfere with academic responsibilities – too many working hours can negatively impact academic results. Finding the right balance is key.

Acclimatization and life in a new country

Studying abroad is not only about learning and gaining knowledge but also about adapting to a new environment, culture, and the daily realities of life in a foreign country. Acclimatization is one of the key stages that influence a student’s success and comfort.

First days in a new country

The beginning of your stay in a new place can be challenging, especially if it’s your first time going abroad for an extended period. Culture shock, language barriers, and feelings of homesickness are experiences many students encounter. To navigate this period more easily, it’s worth preparing for several key aspects:

Accommodation: Choosing the right place to live is extremely important. Many universities offer dormitories, which are an ideal solution for new students as they provide proximity to campus and opportunities to integrate with other people. Alternatively, rented apartments, often shared with other students, can be an option.
Transportation and city orientation: Upon arrival, it’s advisable to quickly familiarize yourself with the public transport system and key points in the city, such as the campus, shops, pharmacies, and medical facilities. Most student cities offer discounts on public transport tickets, which can significantly reduce living costs.
Administrative formalities: In the first few weeks of your stay, you should take care of formalities such as residence registration, opening a bank account, and purchasing local health insurance (if required). Some countries, like Germany or the Netherlands, require students to have an identification number (e.g., BSN in the Netherlands), which is essential for working or using public services.

Culture shock and how to deal with it

Culture shock is a natural reaction to encountering new customs, social norms, and lifestyles. Symptoms can include feelings of disorientation, frustration, and even homesickness. To better cope with this challenge, it’s worth:

Getting to know the local culture: Engage in events organized by the university, visit local attractions, and try regional cuisine.
Developing social networks: Building relationships with other students, especially international ones, will help create a sense of community.
Seeking support: Many universities offer psychological help or dedicated support groups for international students.

Organizations and support for international students

Most universities have special international student offices that assist with acclimatization. The scope of support may include:

Organizing orientation for new students, where you can get to know the campus and its rules.
Legal advice regarding visas, work, or accommodation.
Language courses for those who want to improve their knowledge of the local language.

Many universities also run student clubs and organizations, such as the Erasmus Student Network (ESN), which organize integration events, trips, and buddy programs (mentoring). These help students make new acquaintances and better understand the culture of the host country.

Daily life and budget management

International students often need to learn how to manage finances in a new environment. Here are some practical tips:

Budget planning: Determine monthly expenses for accommodation, food, transportation, and entertainment. Try to stick to the plan to avoid unforeseen costs.
Student discounts: Many countries offer special discounts for students – from public transport to cinemas and restaurants.
Cooking at home: Eating out can be expensive, so it’s worth learning to prepare meals at home.

Balancing studies, work, and social life is crucial for well-being. Studying abroad is not only about learning but also an opportunity to discover new cultures, travel, and forge international friendships. It’s worth taking every opportunity to develop your passions and spend time with other students.

Need help planning your studies abroad?

If you are planning to study abroad – especially in the USA – and need professional support with the application process, contact College Council. Our educational advisors will help you choose the right universities, prepare application documents, and maximize your chances of obtaining a scholarship. Prepare for tests with Prepclass.io and check your admission chances with Okiro.io.

Is studying abroad worth it?

The decision to pursue studies abroad is a step that can significantly impact your professional and personal future. When analyzing the advantages and potential challenges, it’s worth considering the following aspects:

Benefits of international experience

Personal and cultural development: Studying in a foreign country is not just about learning, but also immersing yourself in a new culture, language, and traditions. Such immersion fosters the development of adaptive skills, empathy, and openness to diversity. Networking: By studying abroad, you have the opportunity to build relationships with people from all over the world. These contacts can prove invaluable in your future career, opening doors to international opportunities. Foreign language proficiency: Daily functioning in a foreign language contributes to fluent mastery, which is highly valued in the job market.

Challenges associated with studying abroad

Costs: Studying abroad can involve higher costs than in your home country. However, it’s worth remembering the available scholarships, grants, and work opportunities for students, which can help cover some expenses. Acclimatization: Adapting to a new environment, education system, and culture can be challenging. Support from the university and student organizations often facilitates this process. Homesickness: Being away from family and friends can be difficult, but modern communication technologies and the possibility of visits help maintain close relationships.

Is it worth it?

The answer to this question depends on individual goals, aspirations, and readiness to take on challenges. For many, studying abroad is an investment in the future, offering unique experiences that are difficult to gain by studying at home. If you are open to new experiences, want to broaden your horizons, and acquire international qualifications, studying abroad can be an excellent choice.

Frequently Asked Questions

What are the main benefits of studying abroad?

Studying abroad offers personal and cultural development, the opportunity to learn foreign languages through immersion, building international professional contacts, access to prestigious universities and modern educational programs, and increased attractiveness in the global job market.

Is studying abroad expensive?

Costs depend on the country, university, and program. In Germany, studies at public universities are free (apart from a semester fee of approx. 200-400 EUR), while in the USA, tuition can reach 65,000 USD per year. It’s worth looking for scholarships, grants, and work opportunities that can cover up to 100% of the costs.

How to cope with acclimatization in a new country?

It’s advisable to use orientation programs offered by universities, engage in student life, join organizations such as ESN (Erasmus Student Network), and seek support from international student offices. Universities often also offer psychological assistance.

Is a diploma obtained abroad recognized in Poland?

Most diplomas from reputable foreign universities are recognized in Poland. For EU countries, the recognition process is simplified. Diplomas from non-EU universities may require nostrification (recognition) – it’s worth checking the details with the Polish National Agency for Academic Exchange (NAWA).

Can I work while studying abroad?

Yes, many countries allow international students to take part-time jobs: in the UK up to 20 hours per week, in Germany up to 120 days per year, in Australia up to 48 hours per fortnight, and in the USA on campus up to 20 hours per week on an F-1 visa.

What tests are required for applying to study abroad?

Proof of English language proficiency is most commonly required – TOEFL (min. 80-100 points) or IELTS (min. 6.5-7.5). For studies in the USA, SAT or ACT are often needed. For master’s and MBA programs, GRE or GMAT may be required.

When is the best time to start preparing for studies abroad?

It’s best to start preparations 12-18 months before the planned start of studies. This includes choosing universities, preparing for language and standardized tests, gathering documents, writing application essays, and applying for scholarships.

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